The Consumer Justice Blog

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A mixed credit file shows everyone's data mixed in.

Mixed Credit Files: Signs, Consequences and Fixes Revealed

Mixed credit files happen way more often than the credit bureaus want to admit, impacting thousands of people every year. Armed with the right resources and legal help, you’re not stuck with the fallout forever. You’ve worked hard to build your credit, pay down debts, and finally feel like you’re steering your financial life in […]

Credit Reporting Errors August 26, 2025
A woman is upset while on the phone. It conveys that debt collector calls quickly become harassment.

Toxic Debt Collector Calls: When Calls Become Harassment

Strategic. Intentional. Targeted. If you feel like you’re going crazy from debt collector calls, that’s the point. Life frequently feels like a three-ring circus. The pets stage a coup in the living room, the kids treat snack time like a full-contact sport, you have to get people places ASAP (including yourself) and your stress level […]

Debt Collection Harassment August 25, 2025
A stack of consumer reports conveys how many types their are.

What is a Consumer Report? 8 Types, Legal Rights, and Fixes

If you’ve ever been denied something important and couldn’t figure out why, there’s a good chance that a hidden mistake in a consumer report is to blame. You’ve probably heard of Consumer Reports, the non-profit organization that runs a magazine dedicated to advising consumers about goods and services. Well, here’s an important fact they want […]

Credit Reporting Errors August 22, 2025
A driver looks frustrated. It shows how challenging an Uber background check dispute can be.

Top 10 Facts About Filing an Uber Background Check Dispute

Leaving your livelihood in the hands of a system that regularly gets it wrong doesn’t seem very fair, does it? We agree. You applied. You waited. Maybe you even started picturing how that extra income from driving for Uber or delivering for Uber Eats would help cover rent, bills, or give your family some breathing […]

Background Check August 21, 2025
A credit application is denied. It conveys the impact of credit report errors.

Found A Credit Report Error? Know and Do These Things Now

Inaccurate, outdated, unreportable, and flat-out false information on a credit report is unlawful. You have rights. We help you understand–and use–them. You check your credit report and see a $12,000 account you’ve never opened, that’s been reported late six times, from a bank you’ve never used, in a state you’ve never even visited. Ummm…now what? […]

Credit Reporting Errors August 20, 2025
The word cost and a magnifying glass convey the need to know the cost of a consumer protection lawyer.

How Much Does a Consumer Protection Lawyer Cost?

You’re balancing work, life, and family while trying to battle a consumer problem and the last thing you need is more debt. Knowing the cost of legal help is a game-changer. Imagine it’s a Sunday afternoon and you’re finally sitting down with your family for the first real moment of peace you’ve had in a […]

Background Check August 19, 2025
A tombstone shows your credit has died. It conveys being reported as deceased on a credit report is bad.

Reported as Deceased on a Credit Report? Get Fixes and Money

Being reported as deceased on a credit report isn’t just a clerical error, it’s a violation of your identity with the potential to rapidly bury your credit and financial profile. This life-disrupting error can ruin your access to banking and retirement accounts, Social Security and other benefits, housing, loans, employment, and even your identity. And […]

Credit Reporting Errors August 18, 2025
A job opening is announced. It conveys that a HireRight lawsuit can help if you lost a job opportunity.

Need a HireRight Lawsuit? Fight HireRight Background Check Mistakes

When you apply for a job, your resume tells one story but your background check can tell another, and not always an accurate one. You apply for a new job. It seems like the perfect opportunity – competitive salary, full benefits, career growth. You start picturing your first day, planning your commute, and maybe even […]

Background Check August 15, 2025
A boss hands an employee a paycheck. It conveys that you may need help recovering unpaid overtime.

Is Unpaid Overtime Legal? 7 Answers You Need

Real talk about your rights, your options, and how to go from overworked and underpaid to compensated and empowered. You clocked in early, stayed late, and powered through your lunch break, all in the name of productivity. But when that paycheck arrives, you realize something’s missing. You’re doing the math in your head and it […]

Labor and Employment August 14, 2025