Stuck in an endless dispute loop with the credit bureaus? Feeling financially and emotionally drained from fighting credit report errors with Equifax, Experian, or TransUnion…without actually getting anywhere? You are not alone, and a credit bureau lawsuit may be your best bet at finding your way out of this frustrating cycle. But will a credit […]
No one expects a phone call to leave them feeling anxious, afraid, or violated, but that’s exactly what happens when debt collectors cross the line. The line between debt collector persistence and debt collector harassment is very real – and if you think it’s been crossed, you’re likely right. Thousands of people each year face […]
When bad data in your own credit report is keeping you from the home ownership dream, having a mortgage denied isn’t just disappointing, it’s completely unjust and absolutely devastating. For many people, getting a good job means the opportunity to improve their quality of life. With stable income, you can purchase a car, support your […]
“They said I opened a credit card in Florida, but I’ve never even been to Florida!” If you’ve ever gotten a letter about a credit card or loan you never opened, your heart probably dropped into your stomach. Identity theft isn’t just a nuisance, it’s a full-blown crisis that can wreck your finances, ruin your […]
You did everything you were supposed to, so why is your post bankruptcy credit report not keeping up? You filed for bankruptcy, went through the process, had your debts discharged, and started over. But when you check your credit report, the nightmare is still there. Debts that were discharged are still showing as due. Accounts […]
Failed background checks often happen for reasons beyond your control, like mistaken identity, outdated information, or simply incorrect reporting. But the consequences fall squarely on your shoulders. A failed background check can cost you a job, delay hiring decisions, or lead to missed opportunities with gig economy platforms. While many people assume the results are […]
As experienced race discrimination lawyers, we know that racial discrimination and prejudice in the workplace isn’t always as overt as people expect. Sometimes it’s more direct, involving slurs or obvious harassment. But other times it shows up in small but consistent acts of unfairness: the promotion you were qualified for but didn’t get, the exclusion […]
Get Real Help Fixing Credit Report Mistakes Your credit report affects nearly every aspect of your financial life. A single mistake on one of your consumer reports can derail a home purchase, a job offer, or your ability to access basic necessities. You have a right to accurate information, and the Fair Credit Reporting Act […]
If you’ve seen the words “consumer deceased” on your Equifax credit report, you’re likely confused, frustrated, and uncertain about what to do next. Imagine trying to refinance your home, open a new credit card, or even access your bank account only to find out that, according to Equifax, you’re deceased. This isn’t a scene from […]