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The Consumer Justice Blog

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Data from the three credit bureaus is pulled into a Factual Data report.

Factual Data Credit Inquiry? Why It’s On Your Credit Report

Never heard of Factual Data or a tri merge credit report? Most people haven’t- until it shows up unexpectedly and...

Credit Reporting Errors October 17, 2025
The negative box is checked in a list. It conveys that exploring how long do things stay on your credit report is important.

How Long Do Things Stay on Your Credit Report? 5 Negatives

Ever stare at your credit report and feel like it’s holding a grudge? You’re not alone – millions of consumers...

Credit Reporting Errors October 16, 2025
A sign reading "We are equal" conveys the seriousness of discrimination in the workplace.

Discrimination in the Workplace – Frequently Asked Questions

Nobody should have to swallow unfair treatment just to keep food on the table. The law is on your side, and resources...

Employment Discrimination October 15, 2025
One applicant stands out for the wrong reason- errors on a Checkr background check.

Checkr Background Checks: 10 Things You Need to Know Now!

The Checkr background check should be just another step toward employment – not an obstacle. But it doesn’t...

Background Check October 14, 2025
A man holds a FRAUD sign, conveying the need for a consumer fraud lawyer.

Top 10 Frauds and Scams a Consumer Fraud Lawyer Helps With

Being alert for consumer frauds and scams is exhausting, and falling victim is brutal. But there are real ways to claw...

Identity Theft Recovery October 13, 2025
A man files for bankruptcy and knows he can fight expired banktuptcies still listed.

Fight Expired Bankruptcies Still Listed On A Credit Report

Expired bankruptcies still listed on your credit can make it feel like you’re chained to the past forever. But you’re...

Credit Reporting Errors October 10, 2025
A doctor's bill conveys accounts in medical debt collections.

Medical Debt Collection: Top 5 Legal Rights to Battle It Now

Let’s talk about the elephant in the waiting room: medical debt collection. It doesn’t just disappear if you stop...

Debt Collection Harassment October 09, 2025
The Chicago skyline shows where a TransUnion dispute is headquartered.

TransUnion Dispute: What They Tell You to Do vs. How to Win

If you’ve been stuck wondering where to send a TransUnion dispute, frustrated by deadlines that pass without real...

Credit Reporting Errors October 08, 2025
Someone dressed as a bank robber conveys that criminal record mistakes are serious.

Criminal Record Mistakes Unfairly Lock-Up Your Livelihood!

Your life, your career, and your reputation are too important to be held hostage by criminal background check errors....

Background Check October 07, 2025