We help consumers who have been burned by big business, bad policy, and reckless practices. Peace of mind comes from knowing that your next move is the right one toward recovery. When you work with us, you receive clear guidance, strong advocacy, and a commitment to holding companies accountable. Confidence starts with a conversation.
Background check companies must report accurate info about you, and must investigate and correct every mistake. Yet background check errors are incredibly common, including mistakes in criminal history, education qualifications, and more. Mistakes cause you to lose out on jobs, rentals, insurance, security clearances, benefits, and other opportunities. We help clear errors fast. Learn more
The fresh start of bankruptcy is only as good as the credit and financial reporting that follows. Bankruptcy credit report errors and other reporting mistakes prevent you from getting a clean slate. These errors are incredibly common, causing credit scores to drop, and blocking access to personal and auto loans, mortgages, credit cards, good loan terms, and more. We help clear errors fast. Learn more
The credit bureaus and other consumer reporting agencies must report accurate info about you, and must investigate and fix every mistake. Yet credit report errors are incredibly common, unfairly lowering credit scores and blocking access to personal and auto loans, mortgages, credit cards, good loan terms, rentals, and more. We help clear errors fast. Learn more
Every year, a staggering 30 million Americans have an account in collections. When debt collection agencies go unchecked, their tactics involve aggression, harassment, deception, and threats. And many of the debts are targeted at the wrong person or aren't collectible in the first place. We put a stop to debt collection violations fast. Learn more
Transactions involving banks and peer-to-peer payment apps are protected under the Electronic Funds Transfer Act (EFTA), which gives you the right to accuracy, and the right to dispute errors. It covers transactions involving ATMs, point-of-sale, direct deposits, payment apps, and more. Mistakes snowball quickly, damaging your credit and finances. We help clear errors fast. Learn more
Transactions involving credit cards are protected under the Fair Credit Billing Act (FCBA), which gives you the right to accuracy, and the right to dispute errors. It covers fraudulent charges, inaccurate charge and account information, and undelivered goods. Mistakes snowball quickly, damaging your credit and finances. We help clear errors fast. Learn more
When someone with bad intentions gains access to your personal data, they can make a mess of your financial and credit life. Identity theft recovery is the process of using key federal laws to get your money back after fraudulent transactions, keep unauthorized charges and fraudulent loans off your credit reports, and stop debt collection efforts for debts you didn't make. We help clear errors fast. Learn more
The immigration process is a complex web of law and fact, regularly used as a tool for earning coveted headlines and political points. Learn more
Being mistakenly reported as deceased by the credit bureaus and other companies is guaranteed to kill off your credit and financial profile quickly. It can cut access to your bank accounts, lower your credit score, and get you rejected for mortgages, car loans, personal loans, jobs, credit cards, store accounts, social security, medicare, and more. We help clear errors fast. Learn more
When the credit bureaus mix your credit data with someone else's, it can destroy your credit and financial health quickly. Though mixed credit files are unlawful, they are incredibly common, causing credit scores to drop, and blocking access to personal and auto loans, mortgages, credit cards, good loan terms, and more. We help clear errors fast. Learn more
