Never heard of Factual Data or a tri merge credit report? Most people haven’t- until it shows up unexpectedly and leaves them baffled. If you’ve noticed a Factual Data credit inquiry on your credit report, don’t panic. While seeing Factual Data might make you do a double take, it’s usually good news, a step toward […]
Ever stare at your credit report and feel like it’s holding a grudge? You’re not alone – millions of consumers wonder the same thing: how long do things stay on your credit report? At Consumer Justice Law Firm, we’ve helped clients who thought their credit history was like that one ex who just won’t stop […]
Nobody should have to swallow unfair treatment just to keep food on the table. The law is on your side, and resources exist to help you fight back. If you’re researching discrimination in the workplace, then clearly something at work feels off. Maybe your boss keeps “joking” about your accent. Maybe you’re getting passed over […]
The Checkr background check should be just another step toward employment – not an obstacle. But it doesn’t always work that way. Fear not though! A Checkr background check isn’t a moral judgment or a test of character. It’s simply a verification process that helps employers make confident decisions during the hiring process. The goal […]
Being alert for consumer frauds and scams is exhausting, and falling victim is brutal. But there are real ways to claw your way out- with the help of a consumer fraud lawyer. Scammers are basically the mosquitoes of modern life: despised, persistent, bringing unwanted things, and always buzzing around looking for their next victim. Only […]
Expired bankruptcies still listed on your credit can make it feel like you’re chained to the past forever. But you’re not. Though it was a long-haul, the clean slate from a bankruptcy helped our client build back her financial health over time. But years later, when her credit report still showed the bankruptcy that should […]
Let’s talk about the elephant in the waiting room: medical debt collection. It doesn’t just disappear if you stop answering unknown numbers. Medical debt collectors are paid to be persistent, and sometimes they’re a little too enthusiastic about it. The good news? You have powerful legal rights that make a world of difference – rights […]
If you’ve been stuck wondering where to send a TransUnion dispute, frustrated by deadlines that pass without real results, or discouraged after being told your error was “verified,” don’t stop there. Credit report errors and background check errors are like a virus, constantly circulating in the population, causing damage to credit, financial, career, and reputational […]
Your life, your career, and your reputation are too important to be held hostage by criminal background check errors. You’ve worked hard, polished your resume, nailed the interview, and finally landed the offer. All that’s left is the background check. You’re not worried – you’ve never even had a parking ticket. Then the results come […]