Credit reporting agencies have been quietly wrecking lives and credit scores since…forever! Experian, Equifax, and TransUnion are the three major credit reporting agencies that play an enormous role in your financial story. These massive companies collect data from creditors, lenders, and public records, then sell that information to banks, employers, landlords, and more. In theory, […]
When your paycheck comes bundled with insults, unequal treatment, or outright harassment, something is deeply wrong. We’ve all heard the phrase “just part of the job,” but let’s be clear – discrimination is never part of the job. Unfortunately, too many employees convince themselves to stay quiet, thinking the system won’t protect them or that […]
Mixed credit files happen way more often than the credit bureaus want to admit, impacting thousands of people every year. Armed with the right resources and legal help, you’re not stuck with the fallout forever. You’ve worked hard to build your credit, pay down debts, and finally feel like you’re steering your financial life in […]
Strategic. Intentional. Targeted. If you feel like you’re going crazy from debt collector calls, that’s the point. Life frequently feels like a three-ring circus. The pets stage a coup in the living room, the kids treat snack time like a full-contact sport, you have to get people places ASAP (including yourself) and your stress level […]
If you’ve ever been denied something important and couldn’t figure out why, there’s a good chance that a hidden mistake in a consumer report is to blame. You’ve probably heard of Consumer Reports, the non-profit organization that runs a magazine dedicated to advising consumers about goods and services. Well, here’s an important fact they want […]
Leaving your livelihood in the hands of a system that regularly gets it wrong doesn’t seem very fair, does it? We agree. You applied. You waited. Maybe you even started picturing how that extra income from driving for Uber or delivering for Uber Eats would help cover rent, bills, or give your family some breathing […]
Inaccurate, outdated, unreportable, and flat-out false information on a credit report is unlawful. You have rights. We help you understand–and use–them. You check your credit report and see a $12,000 account you’ve never opened, that’s been reported late six times, from a bank you’ve never used, in a state you’ve never even visited. Ummm…now what? […]
You’re balancing work, life, and family while trying to battle a consumer problem and the last thing you need is more debt. Knowing the cost of legal help is a game-changer. Imagine it’s a Sunday afternoon and you’re finally sitting down with your family for the first real moment of peace you’ve had in a […]
Being reported as deceased on a credit report isn’t just a clerical error, it’s a violation of your identity with the potential to rapidly bury your credit and financial profile. This life-disrupting error can ruin your access to banking and retirement accounts, Social Security and other benefits, housing, loans, employment, and even your identity. And […]