We’re done being polite. Because when they screw up, which they do a lot, you pay the price. Let’s cut the crap: If you’ve ever tried to fix a credit report error, you already know how this goes. You submit documents, fill out forms, maybe even write a heartfelt explanation. Then what? Crickets. Or worse, […]
Welcome to the ultimate guide to finding the right legal ally for your common consumer reporting problems. Finding good consumer attorneys shouldn’t be like shopping for an avocado – digging through a pile, wondering if it’s the right one, if it’s ready to go now, or if it’s rotten on the inside. But if you’ve […]
Credit reporting agencies have been quietly wrecking lives and credit scores since…forever! Experian, Equifax, and TransUnion are the three major credit reporting agencies that play an enormous role in your financial story. These massive companies collect data from creditors, lenders, and public records, then sell that information to banks, employers, landlords, and more. In theory, […]
Mixed credit files happen way more often than the credit bureaus want to admit, impacting thousands of people every year. Armed with the right resources and legal help, you’re not stuck with the fallout forever. You’ve worked hard to build your credit, pay down debts, and finally feel like you’re steering your financial life in […]
If you’ve ever been denied something important and couldn’t figure out why, there’s a good chance that a hidden mistake in a consumer report is to blame. You’ve probably heard of Consumer Reports, the non-profit organization that runs a magazine dedicated to advising consumers about goods and services. Well, here’s an important fact they want […]
Inaccurate, outdated, unreportable, and flat-out false information on a credit report is unlawful. You have rights. We help you understand–and use–them. You check your credit report and see a $12,000 account you’ve never opened, that’s been reported late six times, from a bank you’ve never used, in a state you’ve never even visited. Ummm…now what? […]
You’re balancing work, life, and family while trying to battle a consumer problem and the last thing you need is more debt. Knowing the cost of legal help is a game-changer. Imagine it’s a Sunday afternoon and you’re finally sitting down with your family for the first real moment of peace you’ve had in a […]
Being reported as deceased on a credit report isn’t just a clerical error, it’s a violation of your identity with the potential to rapidly bury your credit and financial profile. This life-disrupting error can ruin your access to banking and retirement accounts, Social Security and other benefits, housing, loans, employment, and even your identity. And […]
Despite its popularity, some still wonder, is Credit Karma accurate or misleading? What should you do when it’s wrong? You’re not the only one searching this exact question. Each month, tens of thousands of people type in phrases like Is Credit Karma accurate? or Is Credit Karma legit? Many of the curious consumers are people […]