Your Accurint report can quietly shape your financial and professional future without you ever seeing it.
In fact, most people don’t even know they have an Accurint report until something goes wrong – like being denied a job, housing, or insurance because of a mysterious “background report.”
And Accurint reports, like all background check reports, are prone to common background check errors that strike unexpectedly. So not only might you not be aware of your report, it might be causing you significant harm completely unfairly.
Lean all about this stealth background report and what you can do to fight and fix errors. Check out our background check errors practice page for a deeper dive into these mistakes, generally.
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What is an Accurint Report?
So… What is an Accurint background check report?
Ever had that unsettling feeling that the internet knows more about you than your best friend – or your nosy neighbor? Meet your Accurint report.
It’s the data world’s equivalent of that friend who “just happens” to remember every detail of your life… except this one was created by LexisNexis Accurint, a massive consumer reporting agency that compiles millions of records to build detailed consumer reports on ordinary people.
An Accurint report pulls from thousands of public and private data sources, everything from property records and phone numbers to employment history, criminal data, and court filings.
In short, it’s like a high-powered search engine for your life. Law enforcement, government agencies, insurers, and even healthcare networks use it to verify identities and detect fraud.
You can peek at the source of all this digital snooping at Accurint.com.
And no, you can’t delete yourself from the database (we checked). But you can, and should – make sure it’s accurate. Because when mistakes happen, they’re not just awkward- they’re unlawful.
What is an Accurint Report Used For?
So who exactly is peeking at your Accurint report, and why? The LexisNexis Accurint system is widely used across industries as an background check tool, but this doesn’t mean that it’s error-free.
Accurint Report for Law Enforcement
Police departments and investigative agencies use it to find connections between people, properties, and phone numbers.
It can help solve crimes – or confuse your data with someone else’s if their information overlaps with yours. (Nothing like explaining to a background investigator that you’ve never even been to the state they’re asking about.)
Accurint Report for Government
Government agencies rely on it for identity verification, fraud prevention, and eligibility screening.
Programs like Medicaid, unemployment benefits, and public housing use Accurint reports to verify that applicants are who they say they are, but when false information slips in, it can unfairly disqualify legitimate applicants.
Accurint Employment Background Checks
Employers use Accurint background reports during hiring, especially for roles requiring security clearance or financial responsibility.
An Accurint employment background check might include your past addresses, court cases, and even unrelated names attached to your Social Security number. If an error pops up here, you might lose a job offer before you even get to the interview stage.
Accurint Report for Healthcare
Hospitals and healthcare systems use Accurint to confirm identities, check licenses, and prevent billing fraud.
The catch? Medical professionals have reported Accurint report mistakes showing outdated credentials or even listing them as working at hospitals they’ve never heard of.
Accurint Report for Insurance
Insurance companies use these reports to verify claims and assess risk. If an Accurint report incorrectly links you to multiple addresses or criminal records, it can raise your rates or deny your policy. And no, you can’t just call and “explain it” to customer service. Algorithms don’t take sympathy calls.
Basically, if you’ve ever applied for credit, a lease, or a job, there’s a good chance someone has already run your Accurint report behind the scenes. It’s like your digital résumé – except you didn’t write it, and you can’t always correct the typos without a fight.
How Much Does an Accurint Report Cost?
You’re being judged by a report you can’t easily buy or see.
For businesses, law enforcement and government agencies, the Accurint / LexisNexis Risk Solutions platform typically operates on a per-search or subscription model with pricing that varies widely depending on the type of user, number of searches, access tier, and source data.
For example, some pricing schedules show per-search costs ranging from just a few dollars to upwards of hundreds for more advanced “combined search” products.
But if you’re a consumer just trying to see what your own file says, you can’t just throw it in a shopping cart. Instead, you have the right to request a free copy of your LexisNexis Consumer Disclosure Report – your Accurint report – under the Fair Credit Reporting Act (FCRA).
This report contains the personal information LexisNexis Risk Solutions maintains about you and is similar in concept to the free annual credit reports you can request from Experian, Equifax, or TransUnion.
One Free Copy Every 12 Months
You’re entitled to one free copy of this report every 12 months, and you can request it directly from LexisNexis Risk Solutions by mail or through their online request form. The process typically requires proof of identity, such as a driver’s license or utility bill, and may take a few weeks.
If you find inaccurate, outdated, or incomplete information in your disclosure, the FCRA gives you the right to dispute those items, and LexisNexis must investigate and correct or delete the errors.
So yes, you can get your LexisNexis Accurint file for free, but you’ll need to go through the proper FCRA request process. It takes a little time, but if you’re going to be defined by a data file, you deserve to know exactly what’s in it.
Common Accurint Report Errors
Even data giants make mistakes, and when they do, your life can get weird fast. These are some of the most commmon Accurint report errors that consumers face all the time:
1. Mixed Identity Mistakes
Ever been confused with someone who shares your last name and an alarming knack for unpaid traffic tickets? That’s a classic Accurint report mistake.
2. Address Time Travel
Outdated or duplicate addresses often appear, painting a picture of you living simultaneously in Reno, Phoenix, and the Twilight Zone.
3. Erroneous Evictions
The Accurint Eviction Report sometimes lists cases that never happened – or belonged to your former roommate who “forgot” to pay rent.
4. False Information in Criminal Data
Few things nuke a job offer faster than background check errors implying you once moonlighted as a cat burglar.
5. Clerical “Oops”
Misspelled names, wrong birthdates, transposed SSN digits, simple data entry blunders that spiral into denied loans, lost housing, and more.
Every one of these errors or mistakes can and should be disputed under the FCRA.
Remember to dispute in writing through certified mail to create a document trail and have the proof in your hands.
How to Dispute Accurint Report Mistakes
You don’t need a law degree or a caffeine-fueled all-nighter to fix this. Here’s the playbook:
Step 1: Request Your Accurint Report
Visit LexisNexis customer service online or mail a written request. They’ll verify your identity, then send the file – usually within 30 days.
Step 2: Identify the Errors
Highlight anything inaccurate: duplicate addresses, someone else’s court records, outdated employment info – whatever doesn’t belong in your life story.
Step 3: File a Dispute
Submit a dispute letter explaining each issue.
Be detailed but civil. Include proof to support your correction, like lease agreements, pay stubs, ID copies, etc.
You can also use the LexisNexis login portal to file online. But we highly suggest disputing errors through certified mail.
Step 4: Wait for Investigation
LexisNexis Accurint must investigate within 30 days. They’ll contact the source of the data and either correct, delete, or confirm it.
Step 5: Review the Results
You’ll get an updated report. If the mistake remains, you can add a statement of dispute or, better yet – call an attorney.
Pro Tip:
If they ghost you or keep recycling the same error, that’s not just bad customer service – it’s a Fair Credit Reporting Act violation. Under the FCRA, you can sue for damages, attorney’s fees, and emotional distress.
Why Accuracy in Your Accurint Report Matters
A sloppy Accurint report can derail everything from jobs to housing to insurance premiums.
Employers rely on an accurate background check, landlords depend on clean eviction data, and insurers decide rates based on risk profiles. One false information entry can cost thousands, and years of opportunities.
Accurint data feeds into systems used nationwide, so a single unchecked error can echo across multiple reports. Think of it as the gossip network of databases, once a lie starts, it spreads fast.
When to Get Professional Help
DIY disputes work great until the company stops listening. This is where Consumer Justice Law Firm steps in.
Our attorneys have extensive experience handling Accurint report mistakes, background check errors, and FCRA violations. We know how to turn ignored disputes into accountability, and compensation.
Under the Fair Credit Reporting Act, if a consumer reporting agency or creditor breaks the law, they pay your legal fees. Translation: You pay $0 out of pocket.
So while credit-repair companies charge monthly to send generic letters, our lawyers use actual legal muscle to make your Accurint report accurate (as it should be!) and potentially get you paid for the hassle.
DIY vs. Lawyer Power (Spoiler: Lawyers Win)
Let’s be real – there are a few ways to tackle an Accurint report dispute, but they’re not all created equal.
You can try the do-it-yourself route, which is totally free but also time-consuming and patience-testing. It works if LexisNexis plays nice and actually corrects the mistake, but if they drag their feet, falsely “confirm” the bad data as true, or continue to report the error, you’re stuck in data purgatory.
Then there are credit repair services, those $80 – $250-per-month subscription models that promise to “fix your report fast.” In reality, they usually just send the same canned dispute letters you could write yourself, pocket your setup fees, and call it a day.
And finally, there’s Consumer Justice Law Firm – where you pay $0 upfront, we only get paid when we win, and the companies we sue pay our legal bills. Plus, we have a proven track record of getting actual, lasting real results, not recycled excuses.
Pro Se (On Your Own):
If you choose to dispute mistakes on your own, you’ll do everything yourself, from requesting your report, to tracking down the errors, submitting the dispute, following up, and potentially filing a lawsuit under the Fair Credit Reporting Act (FCRA) if the error isn’t corrected.
The upside: you won’t pay an attorney’s fee upfront.
The downside: you’ll invest substantial time, you may lack deep knowledge of legal procedures, and you’ll be up against large consumer-reporting agencies or background-check vendors who have enormous legal teams and resources.
Hiring an Attorney:
When you work with a qualified consumer-protection law firm, you gain legal leverage. The attorney can not only help you dispute the error but also enforce your rights under the FCRA.
This means if the reporting agency or furnishers fail to investigate, fail to correct inaccurate data, or re-report the same error, you may be entitled to statutory damages, actual harm, and attorney’s fees. For example, the law allows recovery of legal fees, which means you may pay $0 upfront and only owe if the case is successful.
Which route is better?
- If the error is minor and you feel confident you can handle the process, pro se may suffice.
- But if the error is deeply embedded (e.g., mixed identity file, criminal background error, erroneous eviction) or has resulted in a denied job offer, housing loss or insurance hikes, then a lawyer’s involvement greatly enhances your chance of corrective action and compensation.
- A legal firm with experience knows how to gather the correct documentation, craft legally-sound demand letters, monitor the process, escalate to litigation if needed, and realize real results – not just form letters.
GET JUSTICE! Fight for Fixes & Money!
Bad data shouldn’t decide your future, but for millions of Americans, it does. One small error on an Accurint report can snowball into denied jobs, lost housing, higher insurance premiums, or even embarrassment during a background check. You didn’t sign up for this. And you definitely don’t have to accept it.
If your Accurint report contains false information, mistakes, or disputed inaccuracies, it’s time to push back – hard.
Consumer Justice Law Firm doesn’t just send letters or make polite phone calls; we hold LexisNexis Accurint, lenders, and background-check vendors accountable under the Fair Credit Reporting Act (FCRA).
When these companies break the law, we make them pay – literally. You could be entitled to correction of your report, money for damages, and your legal fees covered.
We’ve seen every type of Accurint report error imaginable – from botched Accurint employment background checks to completely fabricated Accurint eviction reports that never should’ve existed. Our legal team knows how to cut through the corporate red tape and get real results where “customer service” couldn’t.
So don’t wait for the system to fix itself. You have legal rights, and you have legal options. Let us help you use both.
Fix your Accurint report for good. Contact Consumer Justice Law Firm today.
FREE Consultations! You pay nothing up front or out of pocket. We only get paid when we win and the companies we sue pay our legal bills. No Justice, No Fee.TM