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The Consumer Justice Blog

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A credit report shows that it was fixed. But did a 609 debt validation letter help?

The Truth About 609 Debt Validation Letters: Do They Help?

A 609 debt validation letter is NOT a way to dispute credit report errors. Learn what it is, what it isn't, and what role it plays in protecting your credit.

Credit Reporting Errors January 16, 2026
A prospective employee meets with a supervisor to discuss a Walmart application.

Walmart Application: Legal Tips For Your Background Check

Learn about Walmart application status checks, how long it takes, why employmnet background check errors are so common, and what to do next.

Background Check January 12, 2026
A woman points to her laptop, implying that checking annualcreditreport.com is important.

Why You Should Be Checking AnnualCreditReport.com Regularly

Can using annualcreditreport.com help prevent credit report errors from blocking your biggest moments? Will it lower your credit score? Is it legit?

Credit Reporting Errors January 09, 2026
A file drawer shows folders containing fraud warnings. It conveys what an EWS report might contain.

Decoding the EWS Report: What Every Consumer Should Know

Your EWS report is one of the least-discussed but most-impactful consumer reports in the U.S. financial system. It's time to understand what it is.

Credit Reporting Errors January 06, 2026
A renter provides RentGrow background check info online.

RentGrow Mistakes Can Kill Your Rental—Fix Them and Move In

A RentGrow screening report can either be a deal maker or a deal breaker for the rental you need. But what happens when errors kill an application?

Background Check December 29, 2025
A family looks sad at a car dealership after a credit report error got them denied.

How the Grinch Stole My New Car: A Credit Report Error Tale

When the credit bureaus sour the holiday season with credit report errors, gift giving turns into a prolonged tale of bad data woe. We can help.

Credit Reporting Errors December 23, 2025
A thieft breaks into a computer, highlighting the need for identity theft recovery services.

Identity Theft Recovery Services: Why Legal Help Beats DIY

Understand Identity theft recovery services, like how to build a complete identity theft recovery plan and how to pay $0 out of pocket for legal help.

Identity Theft Recovery December 22, 2025
A debt collection lawyer stands at here desk, ready to help.

Debt Collection Lawyer: A Guide to Beat Unlawful Collectors

From ending relentless phone calls and restoring your sanity to fighting for debt validation and compensation, a debt collection lawyer is your #1 ally.

Debt Collection Harassment December 19, 2025
A couple prepares for a credit check for a mortgage by reviewing reports.

How to Prepare for a Credit Check for a Mortgage: Fix Errors

Buying a home is a massive milestone moment. Being prepared for a credit check for a mortgage helps set you up for success. Smart tips, free help!

Credit Reporting Errors December 17, 2025