Wage theft is theft. No ski mask required, just a payroll system and a shrug. Wage theft happens when your boss decides that your time is worth a little less than agreed – or, sometimes, nothing at all. If you’re earning less than the federal minimum wage or are told you’re not “eligible for overtime” […]
Credit repair services promise to make credit errors disappear – for a price. But accuracy is your right. Let’s be honest, few things feel as defeating as opening your credit report and seeing errors that tanked your credit score faster than a toddler drops a phone. But you can fix credit report errors yourself for […]
TransUnion SmartMove is only a tool. It can be helpful, but it’s not perfect. When you apply for a rental, your application may be processed through a screening service called TransUnion SmartMove, offered by TransUnion Rental Screening Solutions, Inc. (often referred to simply as SmartMove). Learn how SmartMove works, what kind of information it reports […]
This holiday, dig into the FCRA, stuffed with consumer protections and served with a side of dedicated consumer lawyers who make this main course worthy of appreciation. Thanksgiving is the holiday where we all gather to celebrate gratitude, food, and questionable life decisions, like trusting your cousin Steve to “just eyeball” the turkey’s internal temperature […]
A Checkr background check is the mysterious gatekeeper standing between you and your driver’s seat. You signed up to drive for Uber, Lyft, DoorDash, or Instacart because you’re ready to make flexible income, set your own hours, and live the gig-life dream. But then… the email hits your inbox. “We regret to inform you that […]
In light of unprecedented challenges to its future, learn what the CFPB is still doing for consumers while it remains operational, and why you have nothing to fear. Government agencies don’t exactly have the best reputations. You hear “bureau” and immediately imagine endless paperwork, grim waiting rooms, and some poor clerk stamping forms until their […]
Yes, an insurance background check is a real thing. It’s the invisible handshake that decides whether you get a fair deal or face an instant insurance rejection. If it feels like you can’t make a move these days without someone peering into your personal history, you’re not wrong. Employers do it. Landlords do it. Even […]
Wondering, how do I fix my credit report? With our insider legal tips, you can fight back, clean up the mistakes, and come out stronger than before. If you’ve ever looked at your credit report and thought, “Wait, what in the world is that doing here?!”- you’re in the right place. Millions of people find […]
The annual NACA & NCLC conference collaboration is proof that consumers still have plenty of reason to be hopeful! As a consumer in the current climate, the power imbalance between you and the corporate profit machines that sell, use, and exploit your data may seem stark. This is especially true as attempts to dismantle the […]