James Ristvedt is a consumer protection attorney at Consumer Justice Law Firm.
James Ristvedt is a litigating attorney and subject-matter expert concerning the Fair Credit Reporting Act (FCRA). Having spent a decade overseeing compliance and operations as an executive at a boutique consumer reporting and investigations agency in the Midwest, James has worked with countless Fortune 500 companies on myriad complex, nuanced issues.
James has led high-level employment investigations involving executives across public and private sectors. His deep compliance expertise and FCRA policy development experience has made him a trusted advisor to legal, governance, and risk-focused professionals.
As a leader within a $500M holding company, he consistently delivered record-breaking profitability, often exceeding annual targets in the first quarter. He drove strategic realignments, launched new products, and uncovered growth opportunities, all while earning a reputation for innovation, attention to detail, and continuous improvement.
Colleagues and team members alike praise James for his integrity, empathy, and ability to inspire excellence in others.
James Ristvedt’s practice includes Credit Report Errors, Bankruptcy Credit Report Errors, Mixed Credit Reports, Deceased Reporting, Background Check Errors, Electronic Funds Transfer Act (EFTA) Violations, Identity Theft Recovery, Fair Credit Billing Act (FCBA) Violations, and Debt Collection Harassment.
Education
- Saint John’s University (MN) – B.A.
- Mitchell Hamline School of Law – J.D.
Federal Appellate Courts
- Third Circuit Court of Appeals
- Fifth Circuit Court of Appeals
- Ninth Circuit Court of Appeals
- Eleventh Circuit Court of Appeals
Federal District Courts
- District of Arizona
- District of Colorado
- Southern District of Florida
- Central District of Illinois
- Northern District of Indiana
- Southern District of Indiana
- Western District of Michigan
- Eastern District of Michigan
- Western District of Oklahoma
- Western District of Tennessee
- Eastern District of Texas
- Northern District of Texas
- Southern District of Texas
State Courts
- Arizona
- Florida














